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How Strong Is Your Home Structure When An Earthquake Hits?

How Strong Is Your Home Structure When An Earthquake Hits?

The ground beneath us has been moving since the beginning of time. Earth itself is a living planet, its inner core shifting from left to right, up and down, causing tremors to the surface ground. These movements, whether light or vigorous, create minimal to destructive effects on houses, buildings, and any other type of structure standing upright.

Houston we buy housesFrom a government earthquake report posted in March 2016, a total of 21 earthquakes in Texas were recorded in 2015. This is a comparably small figure to Oklahoma’s 888 ground movements in the same year, or to a whopping 1575 quake recordings in Alaska. Houston, Texas may not be as prone to this natural phenomenon as the other states with higher numbers, but it doesn’t mean everyone can relax.

News across the globe about earthquakes ranging from magnitude 6 to 8 has resulted to several deaths due to buildings collapsing, roads caving in, and sudden sinkholes appearing. Unfortunately, no machine or gadget has been able to predict the coming of an earthquake. The question now is how can you remain safe in your own home?

The Strength Of The Housing Structure

Some families, as a precautionary measure, would choose to sell my house Houston to relocate in a community with lesser quake movements and fewer natural disaster occurrences. While this is a good way to keep your family safe, it may be relatively impractical. Experts on structural issues would recommend strengthening the conditions of a house or building.

In Houston, we buy houses from families with difficult building issues. In as much as possible, we provide solutions and practical advice on the most common housing problems to homeowners who still wish to keep the property. Below is a checklist for an earthquake resistant house.

#1 Who built or designed the house? – Was it designed by a licensed architect? Was it built by a licensed builder?

#2 How old is the house? – The more recently the structure has been built, the better the chances more natural disaster precautions and updated best practices have been utilized in the planning and building… especially in earthquake-prone regions.

#3 Was the property damaged by previous earthquakes or other natural acts? – Has it been properly repaired? Has it been treated for structural issues?

#4 What is the condition of the property? – Are walls and foundations straight or curved and bulging? Has it been remodeled, expanded or extended?

#5 What is the foundation made of? – Were stones used or reinforced concrete?

#6 What about the house’s overall condition? – Do you have a fairly new house, newly renovated, twenty years or older, or has undergone several repair jobs?

If your answers to the questions in the checklist are leaning to the positive side, then your property should withstand minimal shaking of the ground. You can also consult a structural engineer to conduct a thorough inspection and provide expert input on improving the building structure of your house, fix existing structural issues or prevent a structural collapse.

Know That You Have An Option

Every family is allowed to settle in a neighborhood that can offer safety and comfort. If the news on any recent earthquakes and other disastrous occurrences near you has you concerned, or you are dealing with any kind of financial crisis you have the right to sell my house Houston any time.

SellAnyHouse.com will help you with speeding up the process of selling your property. Our process often gets completed in as little as 5 days without charging any closing fees. Therefore, you can rest well and avoid stress while you look for a new place to live. We make it simple, hassle-free, and fast.

We are a click away if you need assistance!

By | 2017-04-10T20:37:42+00:00 April 12th, 2017|Sell Your House Fast, Structural Issues|0 Comments

How Not To Go Broke In Your Golden Years

How Not To Go Broke In Your Golden Years | Houston We Buy Houses

Cash, funds, resources, green backs – however you call it, money is the answer to everything. It is the key to anything, to every material thing that has ever existed in this planet. But like all things that come to an end, money isn’t unlimited like water in the ocean.

There is a limit to how much one can spend in a day, throughout the week, in a year, or over the course of one’s lifetime. This limit depends on the amount of cashflow an individual is earning or saving for current and future use. What happens then when one man’s needs exceed the money he has earned?

Houston we buy housesStatistics show that men are more likely to shop on Black Friday than women, with men spending an average of 3% more. Statistically, age also factors into holiday spending with those in the 50 to 65 year bracket spending nearly 75% more than those aged 18 to 25,” says Janet Fowler in an Investopedia post.

The statistics actually make sense considering that older people are more financially established and have savings that could support them throughout their retirement age. In Houston, we buy houses from homeowners who are about to move to smaller houses in preparation for their retirement. Now let’s talk about how not to go broke during these prime years.

How To Plan For Your Future Wisely

Don’t Dress To Impress

Having a new pair of shoes or a new tie or the latest style of overcoat to show off how successful you are isn’t really necessary. Being fashionable is not a sin, but overspending to the point of maximizing your credit card to sustain your fashion sense just isn’t practical.

The same principle applies to every little thing you purchase for the sake of showing off. If you don’t need it, don’t buy it. If you have no use for it, sell it. You’re hitting two birds with one stone – decluttering while earning extra cash.

Learn To Say No

If a colleague invites you to join them for a gathering this Friday at a restaurant famous for its good food and pricey menu, learn to say no. When the only spare money you have is for bills due in a week, learn to say no. When your next paycheck is just enough to get you by until the next payday, with only a few hundred dollars to spare for pampering and small indulgences, say no to bigger expenditures.

If you can’t curtail overspending, you’ll get behind on payments, bills would pile up, and you might end up in huge debt.

Diversify Your Investments

Like most working professionals, taking an interest in investing is a way to multiply the amount of resources that you currently have. Instead of putting all your money in one place, break it down and invest in several markets and sectors. This way, if the market or business fails, you do not lose all your money.

There are more ways not to get behind on your payments and obligations, and stay clear of getting buried under huge debt. Educate yourself about these practical ways you can ensure you meet your budget now, and still have money growing for your future, so you wouldn’t end up contacting a company as a last resort to settle your debts.

Our team of professionals at SellAnyHouse.com has been in the real estate market for more than 10 years. We buy houses Houston and have helped people get out from under overwhelming unpaid bills and enormous debt. We offer a free consultation to anyone who is struggling with impending issues due to mismanaged finances. If you wish to talk to one of our real estate consultants for an expert advice, contact us right away!

You may find our simple and fast processing relatively helpful when facing a financial crisis. In Houston, we buy houses to promote positivity and financial relief.

By | 2017-04-07T13:09:23+00:00 April 8th, 2017|Behind on Payments, Sell Your House Fast|0 Comments

Dealing With Disability | The Best Ways To Face Disability

Disability Claims

The Best Ways To Face Disability

In our lifetime, getting injured and becoming ill can happen several times. Work related injuries and illnesses are covered by the company’s health insurance, so one just needs to worry about recuperating and returning healthy again.

According to the Bureau of Labor Statistics, a total of 4,836 workers died from a work-related injury in the U.S. in 2015, the highest since 2008. Nearly 20 percent of fatally-injured workers were employed in the private construction industry.

However, for injuries that are non-work related, the injured person must shoulder all the expenses of getting treated, the in between medication, and the after care. This is where filing for a disability claim will come in.

The Application Process

Houston sell house fastThe Social Security Administration (SSA) handles numerous disability claims each year, the claimants vary from young adults to old age. They provide benefits to people who can’t work because of a medical condition that could last more than a year or may result to death.

Find out who can apply for a claim from the official website of SSA. Here’s a list of qualified claimants:

  1. Are age 18 or older;
  2. Are not currently receiving benefits on your own Social Security record;
  3. Are unable to work because of a medical condition that is expected to last at least 12 months or result in death: and
  4. Have not been denied disability benefits in the last 60 days. If your application was recently denied for medical reasons, the Internet Appeal is a starting point to request a review of the medical determination we made.

And here is what you will be needing when applying for a claim:

  1. Print and review the Adult Disability Checklist. It will help you gather the information you need to complete the application.
  2. Complete the Disability Benefit Application.

Also, here is a list of documents you need to provide along with your application form:

  1. Birth certificate or other proof of birth
  2. Proof of U.S. citizenship or lawful alien status if you were not born in the United States
  3. U.S. military discharge paper(s) if you had military service before 1968
  4. W-2 forms(s) and/or self-employment tax returns for last year
  5. Medical evidence already in your possession. This includes medical records, doctors’ reports, and recent test results
  6. Award letters, pay stubs, settlement agreements or other proof of any temporary or permanent workers’ compensation-type benefits you received

But the SSA isn’t the only body you can run to when in need of a financial assistance due to a non-work related injury. There are other means to get yourself covered when unfortunate incidents occur.

The Disability Insurance

It isn’t just the government that can help you with your disability claims. There private sectors such as insurance companies that provides short-term and long-term coverage. And some companies have a disability insurance for all employees that basically works the same way.

Insurance Assistance Programs

A well-developed insurance assistance program for employees will motivate them to recover faster from their injuries so they can go back to work right away. In this program, some premium benefits are extended to the immediate family of the employee, which then insures security for the entire family.

Some assistance programs include counseling, parenting and information services, child and elder care, and so much more. Your company should invest in an insurance firm that offers more benefits for the employees.

Short-term State Disability Insurance (SDI)

Several states are providing short-term benefits for eligible state workers who are unable to work due to non-work related illness, injury or pregnancy. Some state insurance programs include a paid family leave where workers are given some time off to take care of a sick child, spouse, parent, parent-in-law, or a sibling.

A good example of SDI is the existing California SDI. Read it to find out more.

Dealing With Disability | We Buy Houses With Quick Cash

A Change In Lifestyle

If your injury or illness, or the disability of a member in the family requires a downgrade in your lifestyle, or if your current home is considered a bad neighborhood for the recovery of your health; let Sell Any House take care of the property you need to let go.

We have been with many homeowners in difficult situations who have been questioning “how to sell my house fast in Houston” in which we have taken immediate action to resolve their issues. Our strategic solutions are often patterned to meet the needs of our clients.

We can help you, contact us right away!

By | 2017-03-16T21:06:37+00:00 February 17th, 2017|Disability|0 Comments

4 Ways To Protect Yourself In A Bad Neighborhood

4 Ways To Protect Yourself In A Bad Neighborhood

There are many reasons we end up in an area which might be viewed as a troublesome neighborhood. It could be a limited income that doesn’t give you much room to choose, a recent development in the surrounding area that has attracted unlikely settlers, or going through a bankruptcy.

As there are reasons why one can end up in a bad neighborhood, there are also reasons to remain positive and take the situation in a better light. Staying alert can help you survive living in the area if transferring to a new neighborhood hasn’t crossed your mind, or if it isn’t possible, even if you want to.

When Do You Consider A Community Troublesome?

Houston sell my house fastTell-tale signs of a bad neighborhood could greet you in the open, or they stay hidden in the darkest alleys at night. Here’s a few things you can look out for to decide whether you and your family can still sleep soundly when night falls.

Pubs and Hubs

If you often see drunken stupor in the sidewalk or along the path you always take to reach home or the blinding neon lights and blaring music seeping through a poorly installed soundproof door, then this probably isn’t the best place to raise children.

Garbage Piles

Smelly, leaking, rusty, or old garbage bins invite rodents to feast and breed in them. These pests brings nothing but dirt, germs, and infestation in the nearby homes. If this is a scenario around your neighborhood, then the health risk can be alarming.

Abandoned Buildings

Regardless if it is a building, a house, or a couple of houses; abandoned buildings could mean several things. Either the mortgage is too expensive or local businesses aren’t thriving. Or there could be other serious reasons behind the abandonment.

Sirens

Patrol car sirens screaming too often could only mean criminal activities in the area are rampant. This one isn’t just a case of bad neighbors, it may be a dangerous place to live in.

Will you stay despite proving that it isn’t the idea community to live with your family? If moving out isn’t a choice yet, what can you do to survive this harsh environment?

Staying Comfortable, Safe, and Alert

Just before thinking that the conditions are too drastic and too stressful for you, here’s a list of things you should be mindful about.

Get to Know your Neighbors

By identifying which is which, whom is who; it would be easier to find an ally and create positive relationship with the neighbors. Don’t start out with too much negativity. Give them some consideration.

Build rapport and initiate small talk to the people living near you or the ones you often meet when going to and coming back from work. Be friendly but still mindful of any possible threat.

There is Power in Numbers

In as much as possible and if you can avoid it, try not to walk alone at night, especially in less crowded places. A rise in criminal activity should cause alarm. And you should not present yourself as a possible target for the law breakers.

If you need to walk, walk with a group. Don’t give them the idea that you are a vulnerable target. Stay in the confines of your car or take a cab when you’re alone. Don’t take risks when your safety isn’t fully guaranteed. Stay alert.

Arm and Protect Yourself

We aren’t talking about bringing guns and knives here. This about the little harmless things that can give you protection such as the trusty pepper spray. A dog is a good companion when you’re walking alone and a helpful friend when there is possible danger. No one would want to get bitten by a protective dog.

Investing on an alarm system for your home will ensure your family’s safety. It may be too costly but think about the long term security a high quality alarm system can do for you in this type of community.

Don’t Be Too Suspicious

Believe in the saying that there is good in everybody. Don’t be too suspicious and judgmental, unless there are remarkable, alarming signs. You may end up with more misunderstandings than creating favorable relationships with your neighbors.

Reserve the right to be cautious but don’t over react. Who knows, the community might be a much more livable place despite its flaws if you see potential good in a seemingly bad neighborhood. Read more here.

Sell My House To Leave A Bad Neighborhood

Your Escape Plan

When crime rate is on the rise, shooting incidents have come closer to your doorsteps, and noisy next door neighbors just wouldn’t tone down, prepare an escape plan.

If you wish to move away from a bad neighborhood, Sell Any House might be of great help to you. We cater to all homeowners with a “sell my house in Houston” query. Our fast home buying methods are centered on providing relief and solution to home sellers who just need to escape a nightmarish community.

Let us know whenever you need help, in any neighborhood!

By | 2017-03-16T21:01:59+00:00 February 15th, 2017|Bad Neighborhood|0 Comments