Smart Moves When Downsizing Your Houston Home
Whether you’re moving to a new community, to a spacious neighborhood in the suburbs, or just transferring to a house just a few blocks away; downsizing doesn’t have to be a stressful experience.
While it is easier to just get rid of stuff you think you may not need or do not use much, the process of choosing which items to ditch is easier said than done. Many are downsizing not because they want to but because of certain factors such as the house value crashing, or they are financially strained, or simply part of a retirement plan.
There are a few things you can look in to to make sure a move doesn’t drain all of your strength and patience.
How To Avoid A Stressful Move
Time is your biggest foe when it comes to packing away the things you will be bringing with you when you transfer. You can save on both time and effort simply by following these easy steps.
Before you start packing those big brown boxes with your things, ask yourself first: Which furniture will fit in your smaller house? Do you have too many books you’ll never read? Are the cupboards big enough for all your kitchenware? Do you really need that corner sofa, or an extra corner table?
By checking every item you currently own and assessing the gravity of its’ importance and use to you, determining which goes with you to the new house will be much easier. And in doing so, this will help you realize your needs and wants, the things you are dependent on to make your every day living comfortable, and the things you can live without.
Garage Sale and Craigslist
Now, why would you start selling things when you could hardly decide which ones to keep? When the though first occurred to you, “I know, I’ll sell my house!” it may not have sounded right at first. Letting go of your Houston home isn’t as simple as making eggs in the morning; you have to think it over, talk with your family, and think about it again (and again).
So to help you in your quest of moving on and moving stuff out… think hard about putting items on Craigslist or have a giant garage sale and make an exciting event out of it!
The spare china hidden in the attic, extra mattresses stashed in the basement, the decorative corner stand you aren’t really using but just adds to the list of things you need to clean; these items are perfect “garage sale finds” that just make people’s day.
Not only will you have the opportunity to meet some great people, see their excitement as they discover your hidden gems, but you’ll be able to make some money to help out with your upcoming moving costs. It’s a win-win-win situation!
Downsizing | How To Sell My House Houston
Downsizing | How To Sell My House Houston
Storage Space Is The Key To Downsizing
Smaller houses mean little space to work with. In your new home, make sure to arrange more space efficient storage areas. Several compartments under your bed, wall-mounted shelves, drawers below the stairs or under your tables; these simple makeshift depositories will keep things off the floor and out of your living space.
These tricks will help make a more room in a smaller house, therefore you can avoid feeling cramped in a home with limited space. This link will give you more tips on effective storage set up.
Downsize In Comfort
Now that a stressful move is out of the way, you may think the problem is solved. But what about the process of selling your current house? Have you listed it on the market through a realtor and is now waiting for a buyer to visit?
How long are you willing to wait? At SellAnyHouse.com, we make downsizing easy by buying your Houston house in as little as five days. Get a fair cash-out for your property and move to your new home quickly, and most importantly – stress-free.
Learn more about our unique home-buying service by filling out our short form and telling us about your house. Don’t wait, get started now!
What is the best age to start saving for your future? When is the best time to plan your retirement? Why should you consider planning and investing for the later years of your life?
Questions tend to arise when one thinks about the future and what it holds for you. Yet so little importance is given by younger adults to the benefits of having a stable, well planned savings. The monthly amount you set aside now, no matter how little, will be your lifeline when retirement comes.
Starting Early and Plan For Retirement
According to Time.com, 1 in 3 Americans, or 33% of the working population, have $0 savings… and 23 % have less than $10,000 in savings.
Like many other things we SHOULD do, it’s very easy to gaff off things that won’t affect us until the future. But very quickly that time will be upon us, so it’s critical we start thinking about these things early.
How You Can Start Saving Today
Make it a habit.
Should you start on setting up your savings plan, opt for an alternative insurance plan, or settle with handling your own finances yourself; make it a habit to always consider your long term goals. But if you are already saving, make it a habit, it is a rewarding practice.
2. Devise your plan.
Tailor-fit your current needs and your retirement goals. Retirement can be expensive. Experts have estimated at least 70 percent of your current income should to be put up in your old age plan in order to keep the same lifestyle even after you stop working. There are several courses available in print and online which provide helpful tips and guides for better planning steps.
3. Cooperate with your employer.
If your employer offers a 401(k) plan, sign up and contribute as much as you can. This will help lower your tax dues, while your company might contribute more on their part. The accumulated amount on the tax deductions will show significant numbers in the coming years.
4. Open an Individual Retirement Account.
When you open an Individual retirement Account (IRA), you can put up a set amount each year. If you are 50 or older, you can put up even more. Granting that you have the appropriate finances, an IRA can provide a much easier way to save. The U.S. Department of Treasury will help you set up an automatic deduction from your checking or savings to your IRA.
How Can You Safeguard Your Plan?
Now that your best savings action plans are put into better light, one important factor is left untouched – your capacity to go through with the plan until it comes time to retire. Unforeseen circumstances could cause you to delay continuing your existing plan, or even prevent you from following it all together. Worst case, you may end up having to use your retirement savings on something else of more immediate importance.
What options must you consider? Perhaps downsizing your property and liquidating your assets now will help you cut down on your expenses. A lifestyle change may also offer help in improving both your short-term and long-term finances.
Benefits To Downsizing Your House Now To Make Retiring Enjoyable Then
Getting older doesn’t necessarily mean you have to live lower than how you have been living before. It simply means taking a long break from the stressful and busy work life.
With less income, a mortgage payment may be an option you won’t be able to afford. Selling assets is a great way to provide for your retirement, especially if you’re starting this plan later in life.
Sell My Houston House | 4 Things To Consider When RetiringSell My Houston House | 4 Things To Consider When Retiring
When it comes to downsizing, SellAnyHouse has helped many homeowners in the Greater Houston Area in selling their houses fast. A quick home sale could save you time, alleviate the delay in your retirement plan, and there is a guarantee that you will have a fair cash-out for your property.
Now downsizing shouldn’t be a pain. It can be a luxury you can freely afford with the help of a trusted home buying company. Sell your Houston house fast and get the best retirement package that will fit your preferred lifestyle. Read through our website and discover how we do extensive market research on your home before before we put together a fair market value offer for you.
We don’t worry about what shape your house is in, if it needs repairs, or if it needs a complete overhaul. So we don’t want you to worry about that either! We’ll take care of everything. And to make sure you don’t have to spend another dime on your house, we don’t charge any closing fees when we solidify the sale. This is all about you getting the cash out of your house and putting it to better use.
And the best thing? Most of the time you can have that cash in your bank in as little as 5 days. So you can start that retirement fund immediately!
Learn how we buy houses Houston and how we can help you turn your home into a liquid asset.